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More cha-ching for your well-being.

Bonus Checking

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Works like a regular checking account. Earns like a high-yield savings account. Bonus Checking meets you right where you want to be — the intersection of convenient banking and growing dividends.

  • Earn 2.00% APY on balances up to $25,000 and 0.05% APY on balances above $25,000 when monthly qualifiers are met*
  • No minimum balance required after opening
  • Easy access to your money 24/7 through Digital Banking and ATMs
  • Score discounts on loans**
  • ATM fees refunded — up to $25 a month***
  • Customize your debit card with Numerica, Zags, EWU, Whitworth, or Chiefs designs

A Bonus Checking bonus

Looking to give your savings a boost? Sign up for Round Up to Savings. This program rounds up your debit card purchases to the next dollar amount and deposits the difference in your savings. It’s just one more way Numerica helps you put money aside for your future — automatically!

Here’s the legal stuff:

*APY = Annual Percentage Yield. Rates effective as of the last dividend declaration date and are subject to change after account opening. Fees may reduce earnings. Earn 2.00% APY on the first $25,000 and 0.05% APY on balances $25,000.01 and above by meeting these Bonus Checking qualifiers during each monthly qualification cycle: (a) make 12 transactions of $5 or more that settle to your account using your Numerica Visa debit or credit card, and (b) receive your statements electronically (eStatements). If either monthly qualifier is not met, no dividends will be paid. The minimum opening deposit required for this account is $25. Limit one Bonus Checking account per person.

A monthly fee will be charged for paper statements (one fee per membership number). Members can avoid this fee by enrolling in eStatements for their accounts through Online Banking or the Mobile App. Please see Fee Schedule for more information.

**All loans subject to approval. Up to 0.50% loan discount includes: (a) 0.25% discount when you set up automatic payments from a Numerica checking account, such as Bonus Checking; and (b) 0.25% relationship discount with another Numerica loan or credit card.

***Monthly qualifiers for Bonus Checking must be met for ATM fees to be refunded.

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Numerica debit cards: Eastern Washington University, Gonzaga University, Whitworth University, Spokane Chiefs, blue, brown, green, debit cards.

Free Checking

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  • Account is free with eStatements (see Fee Schedule)
  • No minimum balance required after opening an account
  • 24/7 access to funds via ATMs, Online Banking, and Mobile App
  • Free Online Banking and Bill Pay
  • Connect a Numerica savings account or line of credit to protect against overdraft
  • Choose your card with a Numerica, Zags, EWU, Whitworth, or Chiefs design
  • To request a new debit card, visit a branch or call 800.433.1837

Apply Now

Numerica debit cards: Eastern Washington University, Gonzaga University, Whitworth University, Spokane Chiefs, blue, brown, green, debit cards.

Today's Rates

November 20, 2024